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Interviewing Possible Educational Institutions for Your KidsInterviewing Possible Educational Institutions for Your Kids

0 Comments 12:00 am

You are a grownup. And when grownups make big choices in life, they should have good factors. And choosing whether to send your kid to an independent school and which independent school to select is a huge decision. The organized and logical way to go about finding out whether the move is an excellent one and what private school to pick, the adult thing to do is make a list of things you need of a personal school and turn that list into your “interview questions” that you will utilize when you go from school to school looking for the ideal location for your child. Here is a private school in Pennsylvania to consider:

  • perkasie private school

  • chalfont christian school

  • private Christian school near Berks County

 

 

One way to get your list of concerns established is to note what is making you turn away from public school. Public school is, at least in theory, complimentary so to turn from a complimentary instructional resource to one you have to pay for, you need great factors. A few of the most common reasons people consider personal over public schools consist of …

  • Quality of education.
  • College preparation.
  • Accommodation for children with unique requirements.
  • Accommodation for kids with remarkable skills.
  • School violence or drugs.
  • Public school overemphasis on ethical and moral teaching.
  • Public school sex education programs.
  • School security to avoid mass shootings like occurred at Columbine.

 

There are other reasons to consider independent school in addition to our list. If you do have problems with the school, the issue is that public school does not have the take advantage of nor are they interested in making any modifications. Parents and students are anticipated to practically just endure the method it is. Which drives great deals of parents to look elsewhere for academic alternatives.

The next level of focus after the locations of improvement you want from public school refer to any particular requirements you need for your kid or your household that would limit your look for a good independent school. If among the big objectives is to find a private school where your kid can continue to grow in your faith, then you will just take a look at schools that concentrate on that specific niche.

You may have a child who is developmentally or physically challenged. There are some outstanding schools that can assist with that need far better than public school. Or you may have a kid who is exceptional in some specific area such as the music arts, academics or science. Magnet schools or schools designed to give your child the extra aid to move ahead more quickly in their field of specialization are an outstanding option for you.

Lastly, do not ignore letting your child include some questions to the check list. After all, this school will be your kid’s home far from house. She may want to know how typically the school has dances or expedition to separate the class setting. She may need to comprehend lunch hour or how the library works. Consist of in your interview a total trip of the school which may include sitting in on some classes that your child would become a part of to see the teachers in action.

You can tell a lot about the level of love between instructors and trainees viewing them teach and after that observing them in the halls as they connect with the kids. And if the teachers like the kids, you know they enjoy teaching there and they are doing a great job. A warm relationship between the trainee and the staff body reflects that the administration of the school has actually developed whatever from the school layout to the curriculum to how discipline is dealt with to work with the trainees and to work for their ultimate great rather than treating them like opponents as occurs too typically in public school. So use all of your senses when assessing a new school so you come home with a great concept if this is the perfect next action in your child’s academic career.

What is IRMAA?What is IRMAA?

0 Comments 12:00 am

In 2024 the Medicare Board of Trustees is projecting that over 7.5 million retirees will be in IRMAA, and it will cost them an extra $23.4 billion, but, exactly, what is IRMAA?

What is IRMAA?

IRMAA is an acronym that stands for medicare’s Income Related Monthly Adjustment Amount.

The Medicare Handbook defines IRMAA as “an extra charge to your premium” if you are earning too much income.

Ultimately, IRMAA is a tax on your income through Medicare, but you have to be earning a certain amount of income beforehand to qualify for it.

Who is IRMAA for?

According to Social Security.gov, which is responsible for placing people in IRMAA and collecting the surcharges, IRMAA is for:

Medicare beneficiaries that “have modified adjusted gross income (MAGI) above the threshold for their tax filing status pay an IRMAA in addition to the monthly premium.”

These Medicare beneficiaries that are eligible for IRMAA must be in either or:

  • Medicare Part B.
  • Medicare Part D.
  • Medicare Advantage Plan with or without prescription drug coverage.
  • They also must not be receiving financial assistance in meeting any of the premiums too.

When did IRMAA start?

IRMAA was established in 2003 with Congress passing the Medicare Modernization Act.

It did not take effect until 2007.

How do you qualify for IRMAA?

You qualify for IRMAA by your modified adjusted gross income or MAGI. The greater your MAGI the greater your possibility of not only reaching it, but also possibly finding yourself in a higher surcharge bracket.

There are 5 different IRMAA thresholds that increase by income which in 2024 are:

Individual MAGI Couple MAGI Part B (monthly) Part D (monthly)
<$103,000 <$206,000 $174.70 Premiums (varies)
$103,000 – $129,000 $206,000 – $258,000 $244.60 Premium + $12.90
$129,000 – $161,000 $258,000 – $322,000 $394.40 Premium + $33.30
$161,000 – $193,000 $322,000 – $386,000 $454.20 Premium + $53.80
$193,000 to $500,000 $386,000 to $750,000 $559.00 Premium + $74.20
>$500,000 >$750,000 $594.00 Premium + $81.00

Which Tax Return does Social Security use?

The Social Security Administration will always ask, electronically, the Internal Revenue Services (IRS) for the MAGI amounts of all Medicare beneficiaries who are not receiving financial help in either October or November of the current year.

Because the tax year is not complete the IRS will use the previous year’s tax return.

The Steps of the IRMAA determination process:

  • Step 1: The Centers for Medicare Services (CMS) around the end of October will create the IRAA Thresholds for 2024.
  • Step 2: CMS will then notify the Social Security Administration (SSA) to ask the to determine who will be in IRMAA for 2024.
  • Step 3: The SSA will, electronically, send the Social Security Numbers (SSN) of every eligible Medicare beneficiary to the Internal Revenue service (IRS). They will request the MAGI amounts for those who are over at least the initial IRMAA Threshold.

Custom Jack ScrewsCustom Jack Screws

0 Comments 12:00 am

Jack screws are threaded, male-female fasteners that are commonly installed into one half of D Subminiature Style Electrical Connectors and can serve several purposes if used with them. Some products, components, and applications may require custom jack screws to expand their many uses and features. Lyn-Ton can make a jack screw completely customized to your need, from thread length to color. 

Custom Material Selection

Standard screws are manufactured from three materials, each having its own level of magnetic, rust resistance, corrosion resistance, electrical conductivity, strength-to-weight properties, color, and cost. These materials include:

  • Stainless Steel
  • Steel
  • Brass

If your products or application require a different material, we’re able to provide a custom screw to fulfill that need. 

Customization from Color to Thread

Most jack screws come in either gray or yellow, but if the application or product the screw is being used for requires it to blend or the look and aesthetic are a factor, we can manufacture the screw in any color you require. 

All jack screws come with a standard body and female thread, though the male threads can be manufactured to a variety of lengths to fit into many different panel thicknesses. 

If standard offerings don’t meet the unique needs of your products or application, we are able to manufacture jack screws to your thread length specifications as well. 

Order the Jack Screws That You Need

Lyn-Tron Inc offers a wide array of custom sizes and threads for jack screws and is able to incorporate them into any production requested. We encourage customers to read over our selection guide to better understand our current offerings but we are also able to create custom jack screws as a stand-alone order or within another. 

For over 50 years, Lyn-Tron has been the leading manufacturer of electronic components! We offer a full line of standard electronic hardware, as well as the ability to manufacture custom parts and OEM-designed hardware for your print. If you have any questions about selecting the right jack screw for your assembly, or if you have any requests for electronic hardware or custom parts manufacturing, we encourage you to click the link below!

Inc.

Custom Homes For Downsizing Or Upsizing In RetirementCustom Homes For Downsizing Or Upsizing In Retirement

0 Comments 12:00 am

If you are one of the many baby boomers ready to retire, you may be torn about whether you want a larger or a smaller home to spend what may turn out to be the best days of your life. For people who want to own a new home, you can get more of what you want with a customizable home.

According to an article by The Washington Post, a study by the Demand Institute reveals that less than half of people in their 50s and 60s who plan to move intend to buy a smaller home in retirement. 58% of boomers who plan to move said they want a home that’s at the least the same size as the one they own now or even larger.

Buying a new home for retirement gives baby boomers the flexibility to choose exactly the number of bedrooms, bathrooms, and general square footage as well as reap the benefits of new construction. Custom homes today are built to be more energy-efficient. A custom builder can also make sure your home is fitted with aging-in-place or elder-friendly features.

Smaller Homes With Style

If you are thinking of downsizing in terms of square footage, you can find customizable home plans with as little as about 800 square feet. A newly-built small home can provide you with greater peace of mind compared to buying an older bungalow that may need retrofitting or perhaps a complete remodel. Experts say major renovation projects can prove to be stressful on marriages as well as trying on a retired couple’s budget.

Larger Homes With Bonuses

Most baby boomers say they want to purchase single-story homes for retirement, which makes sense considering stairs can be difficult to navigate. Custom homes with vaulted ceilings can make a large home feel even more spacious. A formal dining room can come in handy for large family dinners. At the same time, you may have grown adult children or grandchildren coming to visit or stay. Having a bonus guest room on the second floor may be ideal for visiting grandchildren. Larger homes are perfect for retirees who have older children living with them.

With a new construction home, you can enjoy retirement without having to think about repairs or renovations.

At HiLine Homes, we pride ourselves on craftsmanship and quality, offering a wide range of floorplans, layouts, and styles. You can be sure your custom home will include the finishes and unique features you need to feel secure in your retirement dream home! If you’re interested in learning more, please visit Hiline Homes by clicking the link below: 

Hiline Homes